Whitewater Community Credit Union
Application and Solicitation Disclosure for Visa Credit Card
Annual Percentage Rate (APR)
7.90% or 9.90%
Grace Period
Purchases: 25 days
Cash Advances: accrue interest from the date the advance is done
For Credit Card Tips from the
Consumer Financial Protection Bureau
International Currency Conversion fee
1%
Cash Advance/Balance Transfer fee:
2% (min $2 / max $50)
I (we) apply to Whitewater Community Credit Union (WCCU) for the following card(s) and Identification Number related to such card(s) to be issued to me (us), and agree that if WCCU issues such card(s), to be bound by the terms and conditions applicable to such card(s), and by any regulations applicable to the account as amended from time to time. If more than one person signs this application, such persons will be liable jointly and severally on the account(s), each person will be considered a “cardholder,” and each person will be considered to authorize the other person(s) to use such card(s). All of the information I (we) have provided WCCU in this application is correct and WCCU can investigate all statements made and verify my (our) credit and employment and furnish information about any account(s) granted to consumer reporting agencies and other proper parties. I understand that a complete VISA card agreement will be mailed to me within 7 days of approval. This agreement will state my credit limit and rate (7.90%apr or 9.90%apr) If I do not receive this it is my obligation to contract the credit union and request another be mailed. I AM AWARE THAT MY ACCOUNT WILL BE SECURED BY MY SHARE ACCOUNTS AND I SPECIFICALLY INTEND TO GRANT SECURITY INTEREST THEREIN. By signing or otherwise authenticating this application, you are affirmatively agreeing that you are aware that granting a security interest is a condition for the credit card and you intend to grant a security interest. You acknowledge and agree that your pledge does not apply during any periods where you are a covered borrower under the Military Lending Act.