What does United Labor Credit Union do with your personal information?
The types of personal information we collect and share depend on the programs and services you have with us. This information can include Social Security Number and income, credit history and credit scores, account balances and payment history.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members; personal information; the reasons United Labor Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does United Labor share? | Can you limit this sharing? |
|---|---|---|
|
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations. |
Yes | No |
|
For our marketing purposes – to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | Yes | Yes |
|
For our affiliates’ everyday business purposes
– information about your transactions and experiences |
No | No |
|
For our affiliates’ everyday business purposes
– information about your creditworthiness |
No | Yes |
|
For our affiliates to market to you – |
No | Yes |
|
For nonaffiliates to market to you – |
No | Yes |
| To limit our sharing |
If You are a new member, We can begin sharing your information 30 days from when you open your account and receive this notice. When you are no longer a member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing as outlined in this notice. |
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| How do I remove my online banking and App data from your system? | Please call the Credit union. (816) 313‐2848 |
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| Questions? | Please call the Credit union. (816) 313‐2848 |
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| Who we are | |
|---|---|
| Who is providing this notice? | United Labor Credit Union 6320 Manchester Ave., Suite 41‐C Kansas City, MO 64133 (816) 313‐2848 |
| What we do | |
|---|---|
| How does United Labor Credit Union protect my personal information? | o protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access of nonpublic personal information about you to those employees who need to know that information to provide products and services to you. |
| How does United Labor Credit Union collect my personal information? |
We collect your personal information, for example, when you
|
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
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| Definitions | |
|---|---|
| Affiliates |
Companies related by common ownership or control. They can be
financial and nonfinancial companies. • United Labor Credit Union has no affiliates. |
| Nonaffiliates |
Companies not related by common ownership or control. They can be
financial and nonfinancial companies.
• United Labor Credit Union does not share with non –affiliates so they can market you |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial services companies such as insurance agencies and organizations with whom we have agreements to jointly market financial products. |