Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect share, and protect your personal information. Please read this notice carefully to understand what we do
What? The types of personal information we collect and share depend on the product or service you have with us. The information can include:
  • Social Security Number
  • Account Balances
  • Payment history
  • Credit scores
  • Overdraft history
  • Purchase history
When you are no longer a member, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons EFCU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does EFCU Share? Can you limit this sharing?
For our everday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everday business purposes -
information about your transactions and experiences
No We don't share
For our affiliates' everday business purposes -
information about your creditworthiness
No We don't share
For nonaffiliates to market to you No We don't share
Questions Call 918-938-6598 or 918-582-7573