To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person when opening a new account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Under penalties or perjury, I certify that the number shown on this form is my correct taxpayer identification number and that I am not subject to Backup Withholding either because I have not been notified that I am subject to back up withholding as a result of a failure to report all iLnterest or dividends, OR The Internal Revenue Service has notified me that I am no longer subject to backup withholding, and I am a U.S. Citizen (including U.S. resident alien).
How to join EFCU:
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By signing or otherwise authenticating, I/we agree to the terms and conditions of the Membership and Account Agreement Truth-in-Savings Disclosure, Privacy Disclosure, Funds Availability Policy Disclosure, if applicable, and to any amendment the Credit Union makes from time to time which are incorporated herein. I/We acknowledge receipt of the agreements and disclosures applicable to the accounts and services requested herein. If an access card or EFT service is requested and provided, I/we agree to the terms of and acknowledge receipt of the Electronic Fund Transfers Agreement and Disclosure. All of the terms, conditions, form of account ownership, account selection and other information indicated on this document applies to all of the accounts listed unless the credit union is notified in writing of a change. I/We agree that any updates identified herein amend the previously signed Member Services Request(s), and are subject to the terms and conditions of the applicable disclosures noted above.
The undersigned agree(s) that all information is accurate and authorize(s) the financial institution to verify credit and employment history by any necessary means, including preparation of a consumer report by consumer reporting agency.