Application and Solicitation Disclosure for CREDIT CARD
Annual Percentage Rate (APR) for Purchases
9.90%%
APR for Balance Transfers
9.90%
How to Avoid Paying Interest on Purchases
Your due date is 25 days after the close of each billing cycle. We will not charge any interest on the portion of the purchases balance that you pay by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau
Transaction Fees
-Cash Advance Fee
-Foreign Transaction Fee
None
Penalty Fees
-Late Payment Fee
-Over-the-Limit Fee
$10.00
None
Other Fees
-Foreign Transaction Fee
None
How We Will Calculate Your Balance.
We use a method called “average daily balance (including new purchases).”
Effective Date:
The information about the costs of the card described in this application is accurate as of: . This information may have changed after that date. To find out what may have changed, contact the Credit Union.