Privacy Policy

FACTS
What does Regional Members FCU do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell youhowwecollec,tshare and protect your personal info rmat ion. Please read this notice carefully to understand what we do.
What?

Thetypesof personalinformation wecollectandsharedependontheproductor service you have with us. This information caninclude:

  • Social Security number and checking account information
  • Credit history and employment information
  • Income and payment hist,g·y
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies needto share membe rs' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasonsRegional Members Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does RMFCU share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 		Yes No
For our marketing purposes –
to offer our products and services to you 		Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –
information about your transactions and experiences 		No We don’t share
For our affiliates’ everyday business purposes –
information about your creditworthiness 		No We don’t share
For our affiliates to market to you –
 No We don’t share
For nonaffiliates to market to you –
 No We don’t share
Questions? Call 706-323-4213 or go to www.instepmembers.com
What we do
How does Regional Members Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measure that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Regional Members Federal Credit Union collect my personal information? We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Apply for insurance or enter into investment advisory contract
  • Apply for financing
We also collect your personal information from other companies.
Why can't I limit all sharing? Federal law give you the right to limit only
  • Sharing for affiliates' everyday business purposesinformation about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State law and individual companies may give youadditional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies RMFCU does not share with our affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies RMFCU does not share withour nonaffiliates so they can market to you
Joint marketing Aformalagreement between nonaffiliated financial companies that together market financial products or services to you. RMFCU does not participate in joint marketing