Privacy Policy

FACTS
What does New Horizon Federal Credit Union do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Name
  • Account Balances and Payment History
  • Creditworthiness and Credit History
How? All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons New Horizon Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does New Horizon Federal CU share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 		Yes No
For our marketing purposes –
to offer our products and services to you 		Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes –
information about your transactions and experiences 		Yes No
For our affiliates’ everyday business purposes –
information about your creditworthiness 		Yes Yes
For our affiliates to market to you –
 Yes Yes
For nonaffiliates to market to you –
 Yes Yes
To limit our sharing
  • Call —our menu will prompt you through your choice(s) or
  • Visit us online: www.newhorizonfcu.com
Please note:

If you are a new customer, we can begin sharing your information days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions? Call 330-745-8897 or go to www.newhorizonfcu.com
Who we are
Who is providing this notice? New Horizon Federal Credit Union
What we do
How does New Horizon Federal CU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured fi les and buildings.
How does New Horizon Federal CU collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit card or debit card
We also collect your personal information from others, such as credit bureaus, affiliates or other companies
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfi nancial companies.
• New Horizon Federal Credit Union has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfi nancial companies.
• Nonaffiliates we share with can include insurance companies, credit card companies, debit card companies and direct marketing companies.
Joint marketing A formal agreement between nonaffi liated financial companies that together market financial products or services to you. .
• Our joint marketing partners include insurance companies, credit card companies and debit card companies.