Hassle-free Checking

We provide you with simple, convenient checking options. Each option is designed to help our members manage their money through life's stages and ministry needs.

All Of Our Checking Accounts Include:

  • No Minimum Balance required
  • No Monthly Account Maintenance fee
  • Unlimited Check Writing & Debit Card transactions
  • Online account access 24/7
  • Free Bill Pay
  • Free Direct Deposit
  • Free Shared Branching
  • Free E-statements
  • Free online check images (only available for previous 90 days)
  • Each Account Insured for up to $500,000

We Offer Business Checking

Keep your personal expenses separate from your business or ministry expenses. You’ll save on time and fees when you open a free, flexible business checking account with us. In fact, our easy-to-manage business accounts require no monthly fees and have no limit on the number of monthly transactions. Here’s what you’ll need to open a business account:

  • $100 to open the account
  • Legal documentation of your business
  • Tax Identification Number


Please refer to NCCU's Personal Account Rates and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 208.466.0916.