Privacy Policy

FACTS
WHAT DOES THE MOWER COUNTY EMPLOYEES CREDIT UNION (MCECU) DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Transaction history
  • Account balances and Payment history
  • Credit history and Account Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons The Mower County Employees chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Mower County Employees share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations. 		Yes No
For our marketing purposes –
to offer our products and services to you 		Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes –
information about your transactions and experiences 		No Yes
For our affiliates’ everyday business purposes –
information about your creditworthiness 		No We don't share 
For our affiliates to market to you –
 No We don't share 
For nonaffiliates to market to you –
 No We don't share
Questions? Call 507-437-6360 or go to www.mowercountyecu.org
Digital Banking Data Removal

To have your online banking data removed from our systems please call the Credit Union at 804-541-1473
Who we are
Who is providing this notice? Mower County Employees Credit Union (MCECU)
900 18th Avenue SW, Austin, MN 55912
What we do
How does the Mower County Employees protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does the Mower County Employees collect my personal information? We collect your personal information, for example, when you
  • Open an account or Give us your contact information
  • Deposit money or Provide account information
  • Apply for a loan
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Mower County Employees Credit Union has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Mower County Employees Credit Union does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Mower County Employees Credit Union doesn't jointly market
Other important information