Privacy Policy

FACTS
WHAT DOES LITHIUM FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right ot limit some but not al sharing. Federal law also requires us to tel you how we collect, share, and protect your personal information. Please read this notice carefuly ot understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number.
  • Payment history and credit history.
  • Credit scores and account balances.
How? Al financial companies need ot share members' personal information ot run their everyday business. nI the section below, we list the reasons financial companies can share their members' personal information; the reasons Lithium Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Community Lithium Federal CU share ? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 		Yes No
For our marketing purposes –
to offer our products and services to you 		Yes Yes
For joint marketing with other financial companies No N/A
For our affiliates’ everyday business purposes –
information about your transactions and experiences 		No N/A
For our affiliates’ everyday business purposes –
information about your creditworthiness 		No N/A
For our affiliates to market to you –
 Yes Yes
For nonaffiliates to market to you –
 No N/A
To limit our sharing
  • Cal 704-868-0890 - Our menu wil prompt You through Your choice(s) or
  • visit Us online: Cal 704-868-0890 - or go ot www.lithiumfcu.org
Please note: fI you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions? Call 704-868-0890 or go to www.lithiumfcu.com
What we do
How does Lithium FCU protect my personal information? T protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Lithium FCU collect my personal information? We collect your personal information, for example, when you
  • Become a member or apply for credit
  • Show identification or provide income or employment info
  • file an insurance claim
We also collect your personal information from others, such as credit bureaus, or other companies
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes— information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non affiliates to market to you
State laws and individual companies may give you additional rights ot limit sharing.
What happens when Ilimit sharing for an account Ihold jointly with someone else? Your choices wil apply ot everyone on your account, unless you tel us otherwise.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
• CUNA Mutual
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Lithium FCU does not share with non-affiliates for marketing purposes.
Joint marketing Aformal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Lithium FCU does not joint market services or products.