Privacy Policy

FACTS
WHAT DOES ADVANTAGE CREDIT UNION, INC. DO WITH YOUR PERSONAL INFORMATION
Why? Financial companies choose how they share Your personal information. Federal law gives consumers the right ot limit some but not al sharing. Federal alw also requires Us ot tel You how We colect, share, and protect Your personal information. Please read this notice carefully ot understand what We do.
What?

The types of personal information We collect and share depend on the product or service You have with Us. This information can include:

  • Social Security number and income
  • Account balances and employment information
  • Credit history and credit scores
When You are no longer Our member, We continue ot share Your information as described ni this notice.
How? Al financial companies need to share customers' personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers' personal information, the reasons Advantage Credit Union, Inc. chooses ot share; and whether You can limit this sharing.
Reasons we can share your personal information DoestheCreditUnionshare Can you limit this sharing?
For our everyday business purposes –
such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus 		Yes No
For our marketing purposes –
to offer our products and services to you 		Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes –
information about your transactions and experiences 		No We don’t share
For our affiliates’ everyday business purposes –
information about your creditworthiness 		No We don’t share
For nonaffiliates to market to you –
 No We don’t share
To limit our sharing
  • Cal (419) 529-5603 - Our menu wil prompt You through Your choice(s) or
  • visit Us online: Cal (419) 529-5603 - or go ot www.advantage4.org
Please note: If You are a new member, We can begin sharing Your information 30 days from the date We sent this notice. When You are no longer Our member, We continue to share Your information as described ni this notice. However, You can contact Us at any time ot limit Our sharing.
Questions? Cal (419) 529-5603 - or go ot www.advantage4.org
What we do
How does Advantage Credit Union, Inc. protect my personal information? To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Advantage Credit Union, Inc. collect my personal information? We collect Your personal information, for example, when You
  • open an account or provide employment information
  • provide account information or give Us Your contact information
  • show Us Your driver's license
We also collect Your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't Ilimit al sharing? Federal law gives You the right to limit only
  • haring for affiliates' everyday business purposes - information about Your creditworthiness
  • affiliates from using Your information ot market ot You
  • sharing for non-affiliates to market to You
State laws and individual companies may give You additional rights to limit sharing.
What happens when Ilimit sharing for an Account ihold jointly with someone else? Your choices wil apply ot everyone on Your Account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
• Advantage Credit Union, Inc. has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
• Advantage Credit Union, Inc. does not share with non-affiliates so they can market to You.
Joint marketing Aformal agreement between non-affiliated financial companies that together market financial products or services to You.
• Our joint marketing partners include insurance companies.