How much more can I save by spending less?

Term (Years):

Rate of Return (Annual):

Places to find monthly savings

Dine out less:

Fewer movies:

Less Travel:

No Credit Card Interest:

Use coupons:

Stop Cable TV:

Eliminate Cell/Telephone:

Reduce Utilities:

Drive Less:

Other:

Monthly Savings:

Total Contributions:

Investment Savings:

NOTE: This calculator is intended for informational purposes only. It is NOT intended as a disclosure or offer of credit. Your actual payments or savings may vary. Interest is calculated at beginning of period. Your browser must support JAVASCRIPT to use this calculator.